Coefficient k represents the rate of increase of quantity of money in circulation which is needed to obtain an increased production in the circumstances of retarded velocity of money circulation.

 Additional quantity of money in circulation (dM), being a percentage of quantity of money in circulation (kM), must be emitted as non-credit money, i.e. gift , in the form of pensions and children allowances.

 Using a portion of this money, the amount being, an increase in production is obtained and this portion ends up as producers profit, while the amount of 
, compensates the retarding in velocity of money circulation, and this portion represents consumers surplus, i.e. consumer profit.

 The sum of incomes in a society is composed of incomes which are built into expenses, i.e. costs and incomes obtained from the additional quantity of money in circulation, which are then as non-credit money granted to the society, as surplus of utility obtained from the increase in economic rationality.

 Sum of costs in a society (NC) is: new national product – profit:
 

 Sum of incomes (NI) is: new national product + consumer surplus:

 
 Today, money is put into circulation in the form of credits.

 In credit money system, due to retarding of velocity of money in circulation, a shortage of money is a result, and this shortage causes crises of hyper-production or non-sufficient consumption.

 As of mid 20-th century this problem is solved by an endless expansion of credit money and inflation. In the circumstances of credit money inflation at the same time we have a nominal equilibrium of social accounts, which satisfies the dogmas of traditional economic science, and real imbalance (in which the sum of incomes is greater than the sum of costs), which proves the theory of existence of surplus of utility and of non-credit money, because it is really a non-credit money that is emitted, in the form of credits, at least partially.

 By establishing a system of emission of non-credit money, the equivalence of nominal and real values is realized, an endless price stability is secured without inflation and deflation, as well as maximum profits and satisfaction of needs of non-productive part of population from non-credit money emission (i.e. without burdening the production). This is a necessary condition of normal reproduction of a society where economic rationality increases. World order should be based upon this foundation.